In Germany, anybody can be held liable for damage(s) they have caused to others (third parties). Accordingly, it is usual to take out a private (family) liability insurance policy to insure against claims resulting from any damages caused inadvertently.
During your stay at Goethe University, the university will not provide you with liability insurance cover. We urgently recommend that you take out a private liability insurance policy or check whether your liability insurance policy in your home country will also cover you during your stay in Frankfurt. A liability insurance policy must, as a minimum, cover you for all instances of private liability and, if possible, also all instances of work-related liability.
Many insurance companies offer favourable liability insurance policies. Several websites offer a comparison of costs for liability insurance policies.
In the following, we have compiled some information on liability insurances, but we do not make any claim as to the completeness of this information: